Finance transactions,documented anddefended with care.

Usually a sanction letter, facility agreement, security documents, guarantees and board resolutions, plus registration of charges with the registrar where applicable.

We review or prepare the full set.

Regularly lending as a business generally needs registration as an NBFC, subject to exceptions. Partnering with a regulated lender is an alternative model with its own rules.

We assess your model and the right route.

RBI directions set standards for lending apps, including disclosures, flow of funds, data collection and use of third-party service providers.

We review your flows and agreements against the current directions.

Routes include enforcement of security, proceedings before a debt recovery tribunal, and insolvency proceedings in suitable cases. The right choice depends on the amount, security and borrower.

We advise on the most effective route.

A resolution process can begin on default above the threshold, and management control passes to a professional. Creditors are paid under a statutory priority order.

We act for creditors and for companies.

Yes. A guarantor can generally be pursued directly for the debt, and the obligation may continue even if the company restructures.

We help negotiate limits, caps and release conditions.

Documentation is available at fixed fees, and contentious matters are scoped after we see the papers. Ongoing support can run through SIRI Shield.

Fees are agreed in writing before work starts.